MOUNTAIN RESORT PROPERTIES INC. - Robert J. Gaffney

"TRUTH IN NEW JERSEY REAL ESTATE"

My Mission Statement:

"To inform the public in the TRUE Real Estate market currently effecting New Jersey, and to educate consumers in making better informed decisions on purchasing a home."

Mountain Resort Properties, Inc @ Crystal Springs

Call Robert J. Gaffney @ 570-228-9126 for more information.

The market is hot and the home prices are the best they've been in years. Take advantage of the current events unfolding in the real estate market.

Grab a piece of the AMERICAN DREAM while you have the advantage.

I can help you find a property throughout Northern New Jersey. Either in, Hudson, Bergen, Passaic, Sussex or Morris Counties.

Call Robert J. Gaffney for information on any available properties. No matter what you're looking for, For Rent By Owner, Lease with Option To Buy or a regular home purchase.

I can also help you in searching for rental properties.

A few facts on the New Jersey Real Estate market.

•With home prices reaching low points across the country, New Jersey’s unique advantages still make it a smart place to invest in real estate. In the long term, New Jersey homes appreciate better than the nation as a whole. On average, long-term appreciation of homes in the Garden State have been shown to exceed the national rates 5 times over.

•Mortgage rates are near historic lows. Though some buyers are waiting for home prices to hit rock bottom before entering the market, buyers that are looking to take advantage of long-term savings realize that now is the perfect time. If you wait to buy a home thinking prices will fall, you run the risk of interest rates climbing higher, which can have a major impact on your monthly payment.

•Loan limits on mortgages secured by Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA) have been increased in high-cost areas, such as New Jersey, until December 31, 2010. The home loan limit you can receive from the federally-backed agencies, Fannie Mae and Freddie Mac, is set at 125% of your local area median home price and is capped at $729,750.

•The current rates are good news for sellers too. With low interest rates, more buyers will be able to enter the market.

•Waiting for prices to drop could cost you. A buyer obtaining a 30-year mortgage of $300,000 right now at a 5 percent interest rate will pay approximately $1,610 each month in principal and interest. If that same buyer waits until sale prices drop five percent, he/she runs the risk of interest rates going up. A 30-year mortgage of $285,000 at a 6 percent interest rate will cost the buyer $1,708 per month in principal and interest. Those few percentage points can equate to thousands of dollars over the course of a mortgage.

Just a phone call away.

Please call me on my cell @ 570-228-9126 for immediate assistance.

Thank You or e-mail me and I will get back to you as soon as possible.

Mountain Resort Properties, Inc

Robert J. Gaffney - Sales Associate "GO-WITH-GAFFNEY"

48 Sugar Maple Lane

Hardyston, NJ 07419

(CEL) 570-228-9126 (preferred contact #)

URL: http/www.robertjgaffney.com

E-MAIL: rgaffney@crystalspringsbuilders.com

"Se Habla Espanol"